Loan Options

Bank of Ann Arbor is dedicated to helping small businesses succeed by providing comprehensive financial solutions. Our local decision-making advantage, combined with the expertise of our commercial lending team, ensures personalized service and quick responses. Whether you need a business loan for capital equipment, real estate, cash flow, inventory or other business needs, our experienced lenders will work with you to find the best loan to meet your needs.

With Bank of Ann Arbor you'll have a trusted partner committed to your business's success. We'll help you find the right mix of loan and deposit account options to meet your business's unique needs.

Business Loan Types

Bank of Ann Arbor provides all the necessary tools for your business financing needs.

  • Asset Based Lending to unlock capital using a range of assets as collateral.
  • Business Lines of Credit to take advantage of trade discounts, finance accounts receivable or inventory and provide short-term working capital when necessary.
  • Business Term Loans for a specific time period of repayment used to purchase equipment or other fixed assets.
  • Term Loan Authorization. A preapproved term loan that can be utilized for a one-year period to purchase equipment or other fixed assets.
  • Real Estate Mortgages to purchase or refinance commercial real estate or can finance new construction.
  • Letters of Credit to do business with foreign or domestic businesses.
  • Small Business Administration loan programs, including SBA 7(a) loans and SBA 504 loans.

Additional options:

Loans are subject to credit approval, verification, and acceptable collateral evaluation.

Bank of Ann Arbor is an equal opportunity lender.